@font-face{font-family:Manrope Variable;font-style:normal;font-display:swap;font-weight:200 800;src:url(data:font/woff2;base64,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)format("woff2-variations");unicode-range:U+460-52F,U+1C80-1C8A,U+20B4,U+2DE0-2DFF,U+A640-A69F,U+FE2E-FE2F}@font-face{font-family:Manrope Variable;font-style:normal;font-display:swap;font-weight:200 800;src:url(/_astro/manrope-cyrillic-wght-normal.Dvxsihut.woff2)format("woff2-variations");unicode-range:U+301,U+400-45F,U+490-491,U+4B0-4B1,U+2116}@font-face{font-family:Manrope Variable;font-style:normal;font-display:swap;font-weight:200 800;src:url(/_astro/manrope-greek-wght-normal.DL7QRZyv.woff2)format("woff2-variations");unicode-range:U+370-377,U+37A-37F,U+384-38A,U+38C,U+38E-3A1,U+3A3-3FF}@font-face{font-family:Manrope Variable;font-style:normal;font-display:swap;font-weight:200 800;src:url(/_astro/manrope-vietnamese-wght-normal.usUDDRr7.woff2)format("woff2-variations");unicode-range:U+102-103,U+110-111,U+128-129,U+168-169,U+1A0-1A1,U+1AF-1B0,U+300-301,U+303-304,U+308-309,U+323,U+329,U+1EA0-1EF9,U+20AB}@font-face{font-family:Manrope Variable;font-style:normal;font-display:swap;font-weight:200 800;src:url(/_astro/manrope-latin-ext-wght-normal.Ch3YOpNY.woff2)format("woff2-variations");unicode-range:U+100-2BA,U+2BD-2C5,U+2C7-2CC,U+2CE-2D7,U+2DD-2FF,U+304,U+308,U+329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Manrope Variable;font-style:normal;font-display:swap;font-weight:200 800;src:url(/_astro/manrope-latin-wght-normal.DHIcAJRg.woff2)format("woff2-variations");unicode-range:U+??,U+131,U+152-153,U+2BB-2BC,U+2C6,U+2DA,U+2DC,U+304,U+308,U+329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}:root{--bg:#fff;--bg-soft:#f4f7fb;--card:#fff;--line:#e3e9f1;--line-strong:#cdd6e2;--text:#0f2340;--muted:#55657d;--accent:#14a06f;--accent-hover:#0f8a5f;--accent-ink:#fff;--accent-soft:#dff5ec;--accent-soft-ink:#0b6b49;--navy:#0f2340;--warn-soft:#fff4dc;--warn-ink:#7a4f00;--info-soft:#e7f0fb;--info-ink:#174a85;--danger:#c93b3b;--chart-1:#14a06f;--chart-2:#0f2340;--chart-3:#7fb8ff;--chart-4:#f2a93b;--radius:12px;--radius-sm:8px;--btn-radius:10px;--shadow:0 1px 2px #0f23400a, 0 8px 24px #0f23400f;--font:"Manrope Variable", "Manrope", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;--maxw:1160px;--header-h:64px;color-scheme:light}[data-theme=dark]{--bg:#0b1626;--bg-soft:#0f1d31;--card:#12233a;--line:#1f3450;--line-strong:#2b4566;--text:#e6eef8;--muted:#9fb0c6;--accent:#2ec48c;--accent-hover:#4fd6a2;--accent-ink:#04261a;--accent-soft:#0f3a2b;--accent-soft-ink:#7ee6bd;--warn-soft:#3a2c10;--warn-ink:#ffd78a;--info-soft:#132c4b;--info-ink:#a9cdf7;--chart-2:#9fb6d6;--chart-3:#5c9ce6;--shadow:0 1px 2px #0003, 0 8px 24px #00000040;color-scheme:dark}*,:before,:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-padding-top:calc(var(--header-h) + 16px)}@media (prefers-reduced-motion:no-preference){html{scroll-behavior:smooth}}body{background:var(--bg);color:var(--text);font-family:var(--font);-webkit-font-smoothing:antialiased;text-rendering:optimizelegibility;margin:0;font-size:17px;line-height:1.65}img,svg{max-width:100%;height:auto}a{color:var(--accent-soft-ink);text-underline-offset:3px}:where([data-theme=dark]) a,a:hover{color:var(--accent)}h1,h2,h3,h4{-webkit-hyphens:auto;hyphens:auto;overflow-wrap:break-word;letter-spacing:-.015em;color:var(--text);margin:0 0 .5em;font-weight:800;line-height:1.2}h1{font-size:clamp(30px,4.6vw,48px)}h2{font-size:clamp(24px,3vw,34px)}h3{font-size:20px;font-weight:700}p{margin:0 0 1em}:focus-visible{outline:3px solid var(--accent);outline-offset:2px;border-radius:4px}.sr-only{clip:rect(0 0 0 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.skip{background:var(--accent);color:var(--accent-ink);z-index:100;border-radius:8px;padding:8px 14px;position:absolute;top:-60px;left:12px}.skip:focus{top:12px}.wrap{max-width:var(--maxw);margin:0 auto;padding:0 20px}.narrow{max-width:780px}.muted{color:var(--muted)}.small{font-size:14px}.center{text-align:center}.section{padding:72px 0}.section.soft{background:var(--bg-soft)}.section-head{max-width:720px;margin-bottom:28px}.kicker{letter-spacing:.08em;text-transform:uppercase;color:var(--accent);margin-bottom:8px;font-size:13px;font-weight:800;display:inline-block}.stack>*+*{margin-top:16px}.site-header{z-index:50;height:var(--header-h);background:color-mix(in srgb, var(--bg) 90%, transparent);-webkit-backdrop-filter:saturate(1.4)blur(12px);border-bottom:1px solid var(--line);position:sticky;top:0}.nav{justify-content:space-between;align-items:center;gap:16px;height:100%;display:flex}.logo{letter-spacing:-.02em;color:var(--text);white-space:nowrap;align-items:center;gap:8px;font-size:20px;font-weight:800;text-decoration:none;display:inline-flex}.logo:hover{color:var(--text)}.logo-text span{color:var(--accent)}.logo svg{flex:none;width:28px;height:28px}.menu{gap:4px;margin:0;padding:0;list-style:none;display:flex}.menu a{color:var(--muted);border-radius:8px;padding:8px 12px;font-size:15px;font-weight:600;text-decoration:none;display:block}.menu a:hover,.menu a[aria-current=page]{color:var(--text);background:var(--bg-soft)}.nav-actions{align-items:center;gap:8px;display:flex}.icon-btn{border:1px solid var(--line);background:var(--card);width:40px;height:40px;color:var(--text);cursor:pointer;border-radius:10px;place-items:center;display:inline-grid}.icon-btn:hover{border-color:var(--line-strong)}.icon-btn svg{width:20px;height:20px}.burger,.mobile-menu{display:none}@media (width<=960px){.menu{display:none}.burger{display:inline-grid}.mobile-menu[data-open=true]{inset:var(--header-h) 0 0 0;background:var(--bg);z-index:49;border-top:1px solid var(--line);padding:16px 20px 40px;display:block;position:fixed;overflow-y:auto}.mobile-menu ul{margin:0;padding:0;list-style:none}.mobile-menu li a{color:var(--text);border-bottom:1px solid var(--line);justify-content:space-between;padding:16px 4px;font-size:19px;font-weight:700;text-decoration:none;display:flex}.mobile-menu .btn{width:100%;margin-top:24px}}.theme-icon-dark{display:none}[data-theme=dark] .theme-icon-dark{display:block}[data-theme=dark] .theme-icon-light{display:none}.btn{border-radius:var(--btn-radius);min-height:48px;font:inherit;cursor:pointer;white-space:nowrap;border:1px solid #0000;justify-content:center;align-items:center;gap:8px;padding:0 22px;font-size:16px;font-weight:700;text-decoration:none;transition:background .15s,border-color .15s,transform .1s;display:inline-flex}.btn:active{transform:scale(.98)}.btn-primary{background:var(--accent);color:var(--accent-ink)}.btn-primary:hover{background:var(--accent-hover);color:var(--accent-ink)}.btn-ghost{border-color:var(--line-strong);color:var(--text);background:0 0}.btn-ghost:hover{border-color:var(--text);color:var(--text)}.btn-sm{min-height:38px;padding:0 14px;font-size:14px}.btn svg{width:18px;height:18px}.hero{background:var(--bg-soft);border-bottom:1px solid var(--line);padding:64px 0 84px}.hero-grid{grid-template-columns:1.1fr 1fr;align-items:center;gap:56px;display:grid}.hero h1{margin:18px 0 16px;font-size:clamp(34px,5.2vw,56px)}.hero h1 em{color:var(--accent);font-style:normal}.lead{color:var(--muted);max-width:34em;font-size:19px}.ctas{flex-wrap:wrap;gap:12px;margin-top:26px;display:flex}.pill{background:var(--accent-soft);color:var(--accent-soft-ink);border-radius:99px;align-items:center;gap:8px;padding:6px 14px;font-size:14px;font-weight:700;display:inline-flex}.pill .dot{background:var(--accent);width:8px;height:8px;box-shadow:0 0 0 4px color-mix(in srgb, var(--accent) 25%, transparent);border-radius:99px}.trust{color:var(--muted);flex-wrap:wrap;gap:18px;margin-top:22px;font-size:14px;display:flex}.trust span{align-items:center;gap:6px;display:inline-flex}.trust svg{width:16px;height:16px;color:var(--accent)}.page-hero{background:var(--bg-soft);border-bottom:1px solid var(--line);padding:28px 0 40px}.page-hero h1{margin:12px 0}.page-hero .lead{margin:0}.meta-line{color:var(--muted);flex-wrap:wrap;gap:6px 16px;margin-top:16px;font-size:14px;display:flex}.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:24px}.card-shadow{box-shadow:var(--shadow)}.grid-2{grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;display:grid}.grid-3{grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;display:grid}.grid-4{grid-template-columns:repeat(4,minmax(0,1fr));gap:16px;display:grid}.stats{margin-top:-40px;position:relative}.stat{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:18px 20px}.stat b{letter-spacing:-.02em;font-size:30px;font-weight:800;display:block}.stat span{color:var(--muted);font-size:14px}.step .num{background:var(--accent-soft);width:38px;height:38px;color:var(--accent-soft-ink);border-radius:99px;place-items:center;margin-bottom:14px;font-weight:800;display:grid}.step h3{font-size:19px}.step p{color:var(--muted);margin:0}.link-card{color:var(--text);background:var(--card);border:1px solid var(--line);border-radius:var(--radius);height:100%;padding:22px;text-decoration:none;transition:border-color .15s,transform .15s,box-shadow .15s;display:block}.link-card:hover{border-color:var(--accent);box-shadow:var(--shadow);color:var(--text);transform:translateY(-2px)}.link-card .ic{background:var(--accent-soft);width:44px;height:44px;color:var(--accent-soft-ink);border-radius:12px;place-items:center;display:grid}.link-card .ic svg{width:24px;height:24px}.link-card h3{margin:14px 0 6px;font-size:18px}.link-card p{color:var(--muted);margin:0;font-size:15px}.link-card .more{color:var(--accent-soft-ink);margin-top:12px;font-size:14px;font-weight:700;display:inline-flex}:where([data-theme=dark]) .link-card .more{color:var(--accent)}.article-card .cat{letter-spacing:.06em;text-transform:uppercase;color:var(--accent);font-size:12px;font-weight:800}.article-card h3{margin-top:8px}.tag{background:var(--accent-soft);color:var(--accent-soft-ink);white-space:nowrap;border-radius:99px;padding:3px 9px;font-size:12px;font-weight:700;display:inline-block}.tag.warn{background:var(--warn-soft);color:var(--warn-ink)}.tag.info{background:var(--info-soft);color:var(--info-ink)}.tag.gray{background:var(--bg-soft);color:var(--muted);border:1px solid var(--line)}.crumbs ol{color:var(--muted);flex-wrap:wrap;gap:6px;margin:0;padding:0;font-size:14px;list-style:none;display:flex}.crumbs li+li:before{content:"›";color:var(--line-strong);margin-right:6px}.crumbs a{color:var(--muted);text-decoration:none}.crumbs a:hover{color:var(--text);text-decoration:underline}.article-layout{grid-template-columns:minmax(0,1fr) 280px;gap:56px;padding:40px 0 72px;display:grid}.article-layout aside{position:relative}.sticky{top:calc(var(--header-h) + 24px);position:sticky}.toc{font-size:14px}.toc b{text-transform:uppercase;letter-spacing:.06em;color:var(--muted);margin-bottom:10px;font-size:13px;display:block}.toc ol{border-left:2px solid var(--line);margin:0;padding:0;list-style:none}.toc a{color:var(--muted);border-left:2px solid #0000;margin-left:-2px;padding:5px 0 5px 14px;line-height:1.4;text-decoration:none;display:block}.toc a:hover,.toc a.active{color:var(--text);border-left-color:var(--accent)}.toc-mobile{display:none}@media (width<=1000px){.article-layout{grid-template-columns:minmax(0,1fr);gap:0;padding-top:24px}.article-layout aside{display:none}.toc-mobile{margin-bottom:28px;display:block}.toc-mobile summary{font-weight:700}.toc-mobile ol{margin:10px 0 0;padding-left:20px}.toc-mobile li{margin:6px 0}}.prose{overflow-wrap:break-word;font-size:18px;line-height:1.75}.prose>:first-child{margin-top:0}.prose h2{margin:2em 0 .6em;font-size:clamp(24px,2.6vw,30px)}.prose h3{margin:1.6em 0 .5em;font-size:21px}.prose p,.prose ul,.prose ol{margin:0 0 1.1em}.prose ul,.prose ol{padding-left:1.3em}.prose li{margin:.35em 0}.prose li::marker{color:var(--accent);font-weight:700}.prose strong{font-weight:800}.prose hr{border:0;border-top:1px solid var(--line);margin:2.5em 0}.prose blockquote{background:var(--info-soft);color:var(--text);border-radius:var(--radius);border:1px solid color-mix(in srgb, var(--info-ink) 20%, transparent);margin:1.6em 0;padding:18px 22px}.prose blockquote p:last-child{margin-bottom:0}.prose blockquote.warn{background:var(--warn-soft);border-color:color-mix(in srgb, var(--warn-ink) 25%, transparent)}.prose code{background:var(--bg-soft);border-radius:6px;padding:2px 6px;font-size:.9em}.prose>table{-webkit-overflow-scrolling:touch;border:1px solid var(--line);border-radius:var(--radius);display:block;overflow-x:auto}.table-wrap{border:1px solid var(--line);border-radius:var(--radius);-webkit-overflow-scrolling:touch;margin:1.6em 0;overflow-x:auto}.table-wrap table{border:0;border-radius:0;margin:0}table{border-collapse:collapse;background:var(--card);width:100%;font-size:16px;line-height:1.5}th,td{text-align:left;border-bottom:1px solid var(--line);vertical-align:top;padding:12px 16px}thead th{color:var(--muted);text-transform:uppercase;letter-spacing:.04em;background:var(--bg-soft);white-space:nowrap;font-size:13px;font-weight:800}tbody tr:last-child td{border-bottom:0}td.num,th.num{text-align:right;font-variant-numeric:tabular-nums}.tldr{background:var(--accent-soft);color:var(--text);border-radius:var(--radius);margin:0 0 32px;padding:20px 22px;font-size:17px}.tldr b{color:var(--accent-soft-ink);text-transform:uppercase;letter-spacing:.06em;margin-bottom:6px;font-size:13px;display:block}.sources{color:var(--muted);font-size:14px}.sources ol{padding-left:1.2em}.sources a{color:var(--muted);word-break:break-word}.cta-box{background:var(--navy);color:#fff;border-radius:var(--radius);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:20px;margin:40px 0;padding:26px 28px;display:flex}[data-theme=dark] .cta-box{background:var(--card);border:1px solid var(--line)}.cta-box h3,.cta-box p{color:#fff;margin:0}[data-theme=dark] .cta-box h3,[data-theme=dark] .cta-box p{color:var(--text)}.cta-box p{opacity:.8;margin-top:4px;font-size:15px}.faq details{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);margin-bottom:10px}.faq summary{cursor:pointer;padding:18px 52px 18px 20px;font-weight:700;list-style:none;position:relative}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";color:var(--accent);font-size:24px;font-weight:400;transition:transform .2s;position:absolute;top:50%;right:20px;transform:translateY(-50%)}.faq details[open] summary:after{transform:translateY(-50%)rotate(45deg)}.faq .answer{color:var(--muted);padding:0 20px 18px}.faq .answer p:last-child{margin-bottom:0}.calc-layout{grid-template-columns:minmax(0,400px) minmax(0,1fr);align-items:start;gap:28px;display:grid}.calc-panel{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:24px}.calc-panel h2{margin-bottom:16px;font-size:20px}.field{margin-bottom:20px}.field>label,.field>.label{justify-content:space-between;align-items:baseline;gap:12px;margin-bottom:8px;font-size:15px;font-weight:700;display:flex}.field .hint{color:var(--muted);margin-top:6px;font-size:13px;font-weight:500;display:block}.field output,.field .val{color:var(--accent-soft-ink);font-variant-numeric:tabular-nums;font-weight:800}[data-theme=dark] .field output,[data-theme=dark] .field .val{color:var(--accent)}input[type=number],input[type=text],select{width:100%;height:46px;font:inherit;color:var(--text);background:var(--bg);border:1px solid var(--line-strong);border-radius:var(--radius-sm);padding:0 14px;font-size:16px}input[type=number]:focus,select:focus{border-color:var(--accent);box-shadow:0 0 0 3px color-mix(in srgb, var(--accent) 25%, transparent);outline:none}.input-unit{position:relative}.input-unit input{padding-right:56px}.input-unit span{color:var(--muted);pointer-events:none;font-size:15px;position:absolute;top:50%;right:14px;transform:translateY(-50%)}input[type=range]{width:100%;accent-color:var(--accent);cursor:pointer;height:28px;margin:0}.seg{flex-wrap:wrap;gap:6px;display:flex}.seg label{flex:auto}.seg input{opacity:0;pointer-events:none;position:absolute}.seg span{text-align:center;border:1px solid var(--line-strong);border-radius:var(--radius-sm);cursor:pointer;color:var(--muted);padding:10px 12px;font-size:15px;font-weight:700;display:block}.seg input:checked+span{background:var(--accent-soft);border-color:var(--accent);color:var(--accent-soft-ink)}.seg input:focus-visible+span{outline:3px solid var(--accent);outline-offset:2px}.check{cursor:pointer;align-items:flex-start;gap:10px;font-size:15px;display:flex}.check input{width:20px;height:20px;accent-color:var(--accent);flex:none;margin-top:2px}.results{gap:16px;display:grid}.result-hero{background:var(--navy);color:#fff;border-radius:var(--radius);padding:24px}[data-theme=dark] .result-hero{background:var(--accent-soft)}.result-hero .label{opacity:.85;font-size:15px}.result-hero .big{letter-spacing:-.02em;font-variant-numeric:tabular-nums;color:#fff;margin:4px 0;font-size:clamp(36px,5vw,50px);font-weight:800;line-height:1.1}[data-theme=dark] .result-hero .big{color:var(--accent-soft-ink)}.result-hero .sub{opacity:.85;font-size:15px}.kpis{grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:12px;display:grid}.kpi{background:var(--bg-soft);border-radius:var(--radius-sm);padding:14px 16px}.kpi small{color:var(--muted);font-size:13px;display:block}.kpi b{font-variant-numeric:tabular-nums;font-size:22px;font-weight:800}.kpi.hl b{color:var(--accent)}.breakdown{width:100%;font-size:15px}.breakdown td{border-bottom:1px dashed var(--line);padding:10px 0}.breakdown td:last-child{text-align:right;font-variant-numeric:tabular-nums;font-weight:700}.breakdown tr.total td{border-bottom:0;border-top:2px solid var(--text);font-size:17px;font-weight:800}.chart{width:100%;height:auto;display:block}details.field>summary{list-style:none}details.field>summary::-webkit-details-marker{display:none}details.field>summary:after{content:"+";color:var(--accent);font-size:22px;font-weight:400;line-height:1}details.field[open]>summary:after{content:"–"}.chart text{fill:var(--muted);font-size:12px;font-family:var(--font)}.chart .grid-line{stroke:var(--line)}.legend{color:var(--muted);flex-wrap:wrap;gap:8px 18px;margin-top:8px;font-size:14px;display:flex}.legend i{vertical-align:-1px;border-radius:3px;width:12px;height:12px;margin-right:6px;display:inline-block}.scen{grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;display:grid}.scen .kpi{text-align:center}.scen .kpi.mid{outline:2px solid var(--accent)}.disclaimer{color:var(--muted);font-size:13px;line-height:1.55}.cmp-table td,.cmp-table th{white-space:nowrap}.cmp-table .best{color:var(--accent);font-weight:800}.error-msg{color:var(--danger);margin-top:6px;font-size:13px}.mobile-result{display:none}@media (width<=960px){.mobile-result{z-index:40;background:var(--navy);color:#fff;border-radius:14px;align-items:center;gap:10px;padding:12px 16px;font-size:14px;text-decoration:none;transition:transform .25s;display:flex;position:fixed;bottom:12px;left:12px;right:12px;transform:translateY(150%);box-shadow:0 10px 30px #00000040}[data-theme=dark] .mobile-result{background:var(--accent);color:var(--accent-ink)}.mobile-result.show{transform:none}.mobile-result b{font-variant-numeric:tabular-nums;margin-left:auto;font-size:18px}.mobile-result .go{opacity:.85;white-space:nowrap;font-weight:700}.mobile-result:hover{color:inherit}}.filters{flex-wrap:wrap;gap:8px;margin-bottom:16px;display:flex}.filters button{border:1px solid var(--line-strong);background:var(--card);color:var(--muted);font:inherit;cursor:pointer;border-radius:99px;padding:8px 14px;font-size:14px;font-weight:700}.filters button[aria-pressed=true]{background:var(--text);color:var(--bg);border-color:var(--text)}.provider-name{font-weight:800}.provider-type{color:var(--muted);font-size:13px}.provider-list{gap:12px;display:grid}.provider{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);grid-template-columns:1.3fr 1fr 1.4fr auto;align-items:center;gap:16px;padding:18px 20px;display:grid}.provider .cost{font-size:15px}.provider .notes{color:var(--muted);font-size:14px}@media (width<=860px){.provider{grid-template-columns:1fr;gap:8px}.provider .btn{width:100%}}.ad-note{color:var(--muted);font-size:12px}.countdown{gap:10px;display:flex}.countdown div{background:var(--card);border:1px solid var(--line);border-radius:var(--radius-sm);text-align:center;min-width:70px;padding:10px 12px}.countdown b{font-variant-numeric:tabular-nums;font-size:28px;font-weight:800;line-height:1.1;display:block}.countdown span{color:var(--muted);font-size:12px}.ad-slot{text-align:center;margin:32px auto}.ad-slot .ad-label{letter-spacing:.08em;text-transform:uppercase;color:var(--muted);margin-bottom:4px;font-size:11px}.ad-slot ins{min-height:250px;display:block}.az{flex-wrap:wrap;gap:6px;margin-bottom:24px;display:flex}.az a{border:1px solid var(--line);width:38px;height:38px;color:var(--text);border-radius:8px;place-items:center;font-weight:700;text-decoration:none;display:grid}.az a:hover{border-color:var(--accent)}.gloss dt{scroll-margin-top:calc(var(--header-h) + 20px);margin-top:24px;font-size:19px;font-weight:800}.gloss dd{color:var(--muted);margin:6px 0 0}.gloss .letter{color:var(--accent);border-bottom:1px solid var(--line);margin:36px 0 0;padding-bottom:6px;font-size:28px}.site-footer{background:var(--navy);color:#c6d2e3;margin-top:0;padding:56px 0 32px;font-size:15px}[data-theme=dark] .site-footer{background:#07101c}.site-footer a{color:#e6eef8;text-decoration:none}.site-footer a:hover{color:#fff;text-decoration:underline}.footer-grid{grid-template-columns:1.4fr repeat(3,1fr);gap:32px;display:grid}.footer-grid h3{color:#fff;text-transform:uppercase;letter-spacing:.06em;margin-bottom:14px;font-size:15px}.footer-grid ul{margin:0;padding:0;list-style:none}.footer-grid li{margin:8px 0}.site-footer .logo{color:#fff}.footer-bottom{color:#9fb0c6;border-top:1px solid #ffffff1f;flex-wrap:wrap;justify-content:space-between;gap:16px;margin-top:40px;padding-top:24px;font-size:13px;display:flex}.footer-bottom button{color:#9fb0c6;font:inherit;cursor:pointer;background:0 0;border:0;padding:0;text-decoration:underline}.consent{z-index:80;background:var(--card);border:1px solid var(--line);border-radius:var(--radius);max-width:560px;margin-left:auto;padding:20px;font-size:15px;position:fixed;bottom:16px;left:16px;right:16px;box-shadow:0 12px 40px #0003}.consent[hidden]{display:none}.consent .row{flex-wrap:wrap;gap:10px;margin-top:14px;display:flex}.consent .row .btn{flex:1}@media (width<=960px){.hero{padding:36px 0 64px}.hero-grid,.calc-layout{grid-template-columns:minmax(0,1fr);gap:28px}.grid-3{grid-template-columns:1fr}.grid-4{grid-template-columns:repeat(2,minmax(0,1fr))}.footer-grid{grid-template-columns:1fr 1fr}.section{padding:52px 0}}@media (width<=640px){body{font-size:16px}.prose{font-size:17px}.grid-2{grid-template-columns:1fr}.lead{font-size:17px}.ctas .btn{flex:100%}.stat b{font-size:24px}.stat{padding:14px}.footer-grid,.scen{grid-template-columns:1fr}.calc-panel,.card{padding:18px}.countdown div{flex:1;min-width:0;padding:8px 4px}.countdown b{font-size:22px}th,td{padding:10px 12px}.cta-box{padding:22px}.cta-box .btn{width:100%}}@media print{.site-header,.site-footer,.ad-slot,.consent,aside,.cta-box{display:none!important}}
